<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments for Church of Cowherd</title>
	<atom:link href="http://www.churchofcowherd.com/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.churchofcowherd.com</link>
	<description>Financial News</description>
	<lastBuildDate>Mon, 30 Nov 2009 19:48:22 -0800</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.1</generator>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
		<item>
		<title>Comment on What is the Easiest Way to Obtain and Fix My Credit Score? by Chris</title>
		<link>http://www.churchofcowherd.com/what-is-the-easiest-way-to-obtain-and-fix-my-credit-score/comment-page-1/#comment-17195</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Mon, 30 Nov 2009 19:48:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.churchofcowherd.com/?p=979#comment-17195</guid>
		<description>Paying off a derogatory account can actually lower your score and almost never helps it. This is because paying off the account simply updates it from an old account to a current activity causing it to count more heavily against your score. The only exception to this is if you can get the collection agency to agree in writing to remove the account from your report once you pay it off.</description>
		<content:encoded><![CDATA[<p>Paying off a derogatory account can actually lower your score and almost never helps it. This is because paying off the account simply updates it from an old account to a current activity causing it to count more heavily against your score. The only exception to this is if you can get the collection agency to agree in writing to remove the account from your report once you pay it off.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Week 8 Picks by Kreg Osborne</title>
		<link>http://www.churchofcowherd.com/week-8-picks/comment-page-1/#comment-15949</link>
		<dc:creator>Kreg Osborne</dc:creator>
		<pubDate>Wed, 28 Oct 2009 18:55:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.churchofcowherd.com/?p=1243#comment-15949</guid>
		<description>another 5-5 week.... not too shabby i guess</description>
		<content:encoded><![CDATA[<p>another 5-5 week&#8230;. not too shabby i guess</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Week 8 Picks by nick</title>
		<link>http://www.churchofcowherd.com/week-8-picks/comment-page-1/#comment-15720</link>
		<dc:creator>nick</dc:creator>
		<pubDate>Sat, 24 Oct 2009 14:26:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.churchofcowherd.com/?p=1243#comment-15720</guid>
		<description>FSU @ UNC (-2.5) – working

GT (-5.5) @ UVa – GT

Clemson @ Miami (-4.5) – the U

BC @ Notre Dame (-7.5) – ND

Tenn @ Bama (-14.5) – Tenn

Penn State (-4.5) @ Michigan – Michigan

Oklahoma (-7.5) @ Kansas – OU

TCU (-2.5) @ BYU – BYU

Florida (-23) @ Miss St – Miss St

Auburn @ LSU (-7.5) – Auburn</description>
		<content:encoded><![CDATA[<p>FSU @ UNC (-2.5) – working</p>
<p>GT (-5.5) @ UVa – GT</p>
<p>Clemson @ Miami (-4.5) – the U</p>
<p>BC @ Notre Dame (-7.5) – ND</p>
<p>Tenn @ Bama (-14.5) – Tenn</p>
<p>Penn State (-4.5) @ Michigan – Michigan</p>
<p>Oklahoma (-7.5) @ Kansas – OU</p>
<p>TCU (-2.5) @ BYU – BYU</p>
<p>Florida (-23) @ Miss St – Miss St</p>
<p>Auburn @ LSU (-7.5) – Auburn</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Week 8 Picks by Kreg Osborne</title>
		<link>http://www.churchofcowherd.com/week-8-picks/comment-page-1/#comment-15590</link>
		<dc:creator>Kreg Osborne</dc:creator>
		<pubDate>Fri, 23 Oct 2009 03:16:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.churchofcowherd.com/?p=1243#comment-15590</guid>
		<description>crap, messed up on the last two... i want UF and LSU to cover.</description>
		<content:encoded><![CDATA[<p>crap, messed up on the last two&#8230; i want UF and LSU to cover.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Week 8 Picks by Kreg Osborne</title>
		<link>http://www.churchofcowherd.com/week-8-picks/comment-page-1/#comment-15589</link>
		<dc:creator>Kreg Osborne</dc:creator>
		<pubDate>Fri, 23 Oct 2009 03:14:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.churchofcowherd.com/?p=1243#comment-15589</guid>
		<description>FSU @ UNC (-2.5) – FSU, i can&#039;t pick the smurfs

GT (-5.5) @ UVa – GT breaks their streak

Clemson @ Miami (-4.5) – Miami

BC @ Notre Dame (-7.5) – BC

Tenn @ Bama (-14.5) – Roll Tide

Penn State (-4.5) @ Michigan – Nittany Lions

Oklahoma (-7.5) @ Kansas – Bradford elects surgery, OU collapses

TCU (-2.5) @ BYU – TCU stays perfect and covers

Florida (-23) @ Miss St – Miss St

Auburn @ LSU (-7.5) – Auburn</description>
		<content:encoded><![CDATA[<p>FSU @ UNC (-2.5) – FSU, i can&#8217;t pick the smurfs</p>
<p>GT (-5.5) @ UVa – GT breaks their streak</p>
<p>Clemson @ Miami (-4.5) – Miami</p>
<p>BC @ Notre Dame (-7.5) – BC</p>
<p>Tenn @ Bama (-14.5) – Roll Tide</p>
<p>Penn State (-4.5) @ Michigan – Nittany Lions</p>
<p>Oklahoma (-7.5) @ Kansas – Bradford elects surgery, OU collapses</p>
<p>TCU (-2.5) @ BYU – TCU stays perfect and covers</p>
<p>Florida (-23) @ Miss St – Miss St</p>
<p>Auburn @ LSU (-7.5) – Auburn</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Week 7 Picks by Kreg Osborne</title>
		<link>http://www.churchofcowherd.com/week-7-picks/comment-page-1/#comment-15156</link>
		<dc:creator>Kreg Osborne</dc:creator>
		<pubDate>Fri, 16 Oct 2009 00:50:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.churchofcowherd.com/?p=1241#comment-15156</guid>
		<description>Cinn (-3) @ USF – USF

Pittsburgh
(-3) @ Rutgers – Pitt

Oklahoma vs. Texas (-3.5) – Texas

South Carolina @ Alabama (-17) – USC

USC @ Notre Dame (-10) – USC

Texas Tech @ Nebraska (-10.5) – NEB

VT (-3) @ GT – VT

Missouri @ Oklahoma State
(-7.5) – OSU

Arkansas @ Florida (-24) – UF

NC State @ BC (-2.5) – NCSU</description>
		<content:encoded><![CDATA[<p>Cinn (-3) @ USF – USF</p>
<p>Pittsburgh<br />
(-3) @ Rutgers – Pitt</p>
<p>Oklahoma vs. Texas (-3.5) – Texas</p>
<p>South Carolina @ Alabama (-17) – USC</p>
<p>USC @ Notre Dame (-10) – USC</p>
<p>Texas Tech @ Nebraska (-10.5) – NEB</p>
<p>VT (-3) @ GT – VT</p>
<p>Missouri @ Oklahoma State<br />
(-7.5) – OSU</p>
<p>Arkansas @ Florida (-24) – UF</p>
<p>NC State @ BC (-2.5) – NCSU</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Week 6 Picks by nick</title>
		<link>http://www.churchofcowherd.com/week-6-picks/comment-page-1/#comment-14805</link>
		<dc:creator>nick</dc:creator>
		<pubDate>Fri, 09 Oct 2009 00:30:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.churchofcowherd.com/?p=1236#comment-14805</guid>
		<description>Nebraska (-3.5) @ Missouri – Missouri

Alabama (-4.5) @ Ole Miss – roll tide

Georgia @ Tenn (-1.5) – Tennessee

GT @ FSU (-3) – GT

Wisconsin @ Ohio State (-16.5) – Wisconsin

Florida (-7.5) @ LSU – LSU at night

Michigan @ Iowa (-8) – Michigan

Auburn (-2.5) @ Arkansas – Auburn

Oregon (-3.5) @ UCLA – Oregon

Houston @ Mississippi St (-2.5) – Miss St. they&#039;re due</description>
		<content:encoded><![CDATA[<p>Nebraska (-3.5) @ Missouri – Missouri</p>
<p>Alabama (-4.5) @ Ole Miss – roll tide</p>
<p>Georgia @ Tenn (-1.5) – Tennessee</p>
<p>GT @ FSU (-3) – GT</p>
<p>Wisconsin @ Ohio State (-16.5) – Wisconsin</p>
<p>Florida (-7.5) @ LSU – LSU at night</p>
<p>Michigan @ Iowa (-8) – Michigan</p>
<p>Auburn (-2.5) @ Arkansas – Auburn</p>
<p>Oregon (-3.5) @ UCLA – Oregon</p>
<p>Houston @ Mississippi St (-2.5) – Miss St. they&#8217;re due</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Week 6 Picks by Kreg Osborne</title>
		<link>http://www.churchofcowherd.com/week-6-picks/comment-page-1/#comment-14801</link>
		<dc:creator>Kreg Osborne</dc:creator>
		<pubDate>Thu, 08 Oct 2009 22:48:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.churchofcowherd.com/?p=1236#comment-14801</guid>
		<description>Nebraska (-3.5) @ Missouri – nebraska

Alabama (-4.5) @ Ole Miss – Bama

Georgia @ Tenn (-1.5) – Georgia

GT @ FSU (-3) – GT

Wisconsin @ Ohio State (-16.5) – tOSU

Florida (-7.5) @ LSU – Flo-rida

Michigan @ Iowa (-8) – Hawkeyes

Auburn (-2.5) @ Arkansas – Auburn

Oregon (-3.5) @ UCLA – Ducks

Houston @ Mississippi St (-2.5) – Houston</description>
		<content:encoded><![CDATA[<p>Nebraska (-3.5) @ Missouri – nebraska</p>
<p>Alabama (-4.5) @ Ole Miss – Bama</p>
<p>Georgia @ Tenn (-1.5) – Georgia</p>
<p>GT @ FSU (-3) – GT</p>
<p>Wisconsin @ Ohio State (-16.5) – tOSU</p>
<p>Florida (-7.5) @ LSU – Flo-rida</p>
<p>Michigan @ Iowa (-8) – Hawkeyes</p>
<p>Auburn (-2.5) @ Arkansas – Auburn</p>
<p>Oregon (-3.5) @ UCLA – Ducks</p>
<p>Houston @ Mississippi St (-2.5) – Houston</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Week 5 Picks with Commentary by nick</title>
		<link>http://www.churchofcowherd.com/week-5-picks-with-commentary/comment-page-1/#comment-14172</link>
		<dc:creator>nick</dc:creator>
		<pubDate>Fri, 02 Oct 2009 00:45:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.churchofcowherd.com/?p=1233#comment-14172</guid>
		<description>Colorado @ WVU (-16.5) – I haven&#039;t watched any of the game yet so i&#039;ll go with Colorado, they&#039;ll probably lose, but thats a big number

LSU @ UGa (-3) – everytime i predict a loss for LSU, Les Miles makes me pay for it, I&#039;m taking the Bayou Bengals in this one

GT (-5.5) @ Miss St. – I know i know, Miss St. is a home dog, but they&#039;re gonna be hung over from last week, I&#039;ll take Tech

Oklahoma (-7.5) @ Miami – OU by 50

Michigan @ Michigan State (-2.5) – Forcier or however you spell it is a good qb, i&#039;m takin the wolverines

Washington State @ Oregon ( -32.5) – ummmm wsu&#039;s only win was an overtime nailbiter over june jones&#039; boys, yeah I&#039;m going with Oregon&#039;s momentum from last week

Arkansas (-1) @ Texas A&amp;M – I don&#039;t know, I&#039;ll go with A&amp;M

Auburn @ Tennessee (-2.5) –tough call actually, gonna come down to the turnover battle, I&#039;ll take Auburn in a close one 

USC (-4.5) @ Cal – USC has something to prove, and thats the most dangerous position to have to face them in, gimme USC

NC State @ Wake Forest (-2) – I like state as the road dog, I think they win easily</description>
		<content:encoded><![CDATA[<p>Colorado @ WVU (-16.5) – I haven&#8217;t watched any of the game yet so i&#8217;ll go with Colorado, they&#8217;ll probably lose, but thats a big number</p>
<p>LSU @ UGa (-3) – everytime i predict a loss for LSU, Les Miles makes me pay for it, I&#8217;m taking the Bayou Bengals in this one</p>
<p>GT (-5.5) @ Miss St. – I know i know, Miss St. is a home dog, but they&#8217;re gonna be hung over from last week, I&#8217;ll take Tech</p>
<p>Oklahoma (-7.5) @ Miami – OU by 50</p>
<p>Michigan @ Michigan State (-2.5) – Forcier or however you spell it is a good qb, i&#8217;m takin the wolverines</p>
<p>Washington State @ Oregon ( -32.5) – ummmm wsu&#8217;s only win was an overtime nailbiter over june jones&#8217; boys, yeah I&#8217;m going with Oregon&#8217;s momentum from last week</p>
<p>Arkansas (-1) @ Texas A&amp;M – I don&#8217;t know, I&#8217;ll go with A&amp;M</p>
<p>Auburn @ Tennessee (-2.5) –tough call actually, gonna come down to the turnover battle, I&#8217;ll take Auburn in a close one </p>
<p>USC (-4.5) @ Cal – USC has something to prove, and thats the most dangerous position to have to face them in, gimme USC</p>
<p>NC State @ Wake Forest (-2) – I like state as the road dog, I think they win easily</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Week 5 Picks with Commentary by Kreg Osborne</title>
		<link>http://www.churchofcowherd.com/week-5-picks-with-commentary/comment-page-1/#comment-14167</link>
		<dc:creator>Kreg Osborne</dc:creator>
		<pubDate>Thu, 01 Oct 2009 19:57:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.churchofcowherd.com/?p=1233#comment-14167</guid>
		<description>Colorado @ WVU (-16.5) – Colorado covers this.  WVU won&#039;t get up that high unless they do it in the first quarter.

LSU @ UGa (-3) – Cox will fail on his big stage test.  I&#039;ll take LSU.

GT (-5.5) @ Miss St. – GT will be soft coming off of the win last week, but I&#039;ll still take the Jackets.

Oklahoma (-7.5) @ Miami – Miami gets dominated by well more than 7.5.  Their return to the top ten was simply a fluke.  I still don&#039;t see them finishing better than 6-6.

Michigan @ Michigan State (-2.5) – With all of those extra workouts, I&#039;ll take the Blue.

Washington State @ Oregon ( -32.5) – spread is way too large yet again.  I&#039;ll give it up to the Cougs and that one guy that always has his flag flying on gameday.

Arkansas (-1) @ Texas A&amp;M – 6th man brings them home.  Go A&amp;M!

Auburn @ Tennessee (-2.5) – Tennessee is getting frustrated, and it&#039;ll either end or continue with this game.  I say it ends, and UT rolls.

USC (-4.5) @ Cal – Cal is going to fall, and to top it off, their run game will be nothing to write mom about.

NC State @ Wake Forest (-2) – This spread has already changed four times within the week.  I&#039;ll do the unthinkable and pick the Pack, even though the stats are against me.</description>
		<content:encoded><![CDATA[<p>Colorado @ WVU (-16.5) – Colorado covers this.  WVU won&#8217;t get up that high unless they do it in the first quarter.</p>
<p>LSU @ UGa (-3) – Cox will fail on his big stage test.  I&#8217;ll take LSU.</p>
<p>GT (-5.5) @ Miss St. – GT will be soft coming off of the win last week, but I&#8217;ll still take the Jackets.</p>
<p>Oklahoma (-7.5) @ Miami – Miami gets dominated by well more than 7.5.  Their return to the top ten was simply a fluke.  I still don&#8217;t see them finishing better than 6-6.</p>
<p>Michigan @ Michigan State (-2.5) – With all of those extra workouts, I&#8217;ll take the Blue.</p>
<p>Washington State @ Oregon ( -32.5) – spread is way too large yet again.  I&#8217;ll give it up to the Cougs and that one guy that always has his flag flying on gameday.</p>
<p>Arkansas (-1) @ Texas A&amp;M – 6th man brings them home.  Go A&amp;M!</p>
<p>Auburn @ Tennessee (-2.5) – Tennessee is getting frustrated, and it&#8217;ll either end or continue with this game.  I say it ends, and UT rolls.</p>
<p>USC (-4.5) @ Cal – Cal is going to fall, and to top it off, their run game will be nothing to write mom about.</p>
<p>NC State @ Wake Forest (-2) – This spread has already changed four times within the week.  I&#8217;ll do the unthinkable and pick the Pack, even though the stats are against me.</p>
]]></content:encoded>
	</item>
</channel>
</rss>
